Saver portal

You're working hard for your money. Let's make sure it works hard for you.

Workers in Oregon have a new, easy way to save for retirement at work. If your employer facilitates OregonSaves – it's easy – you can be automatically enrolled using standard elections and be on your way to a stronger retirement. Once enrolled, you will automatically start saving a percentage of your paycheck in your own Roth Individual Retirement Arrangement (IRA) that stays with you from job to job. Amounts you save in this account are always your money, and you control your own account. Participation is completely voluntary, and you may opt out and back in at any time.

Even if you're self-employed or work for an employer that doesn't facilitate OregonSaves, you can join today. Simply sign yourself up and you can set up automatic contributions to your account. It's easy and only takes a couple of minutes to get started saving.

For most of us, Social Security payments likely won't be enough when it comes time to retire. Saving even a little now can make a big difference later. It can also save you money now. The IRS offers a federal tax credit called the Saver's Credit to qualifying savers. The Savers Credit gives a special tax break to low- and moderate-income taxpayers who are saving for retirement.1

Welcome to OregonSaves. We are excited to help you save easy.

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OregonSaves Saver Setup

     
quote-mark-open.png Retirement savings is important to me but the thought of finding someone reputable to handle my investment and choosing an appropriate Individual Retirement Account has always been too daunting. That is why I am pleased that the state of Oregon has made the process simple. quote-mark-close.png

Anya Leigh, All and One Acupuncture and Wellness, Portland

quote-mark-open.png I think this is a win-win for the employer and the employees that would address the very important issue of saving and or investing for retirement. quote-mark-close.png

Luanna Newstrand, Douglas Multi-Family Property Management Corp., Roseburg

Need help making decisions?

It's time to take Retirement Savings 101. We're here to talk you through why saving for retirement is so important, supply you with tools you need to plan out your savings, and help explain all the technical terms.

Resources

Let us do the math

What could saving 5% of your paycheck today mean in retirement? Our retirement savings calculator can help you find out.

Estimate my retirement savings

1Please consult with your financial or tax advisor to determine whether you can take advantage of the Saver’s Credit.

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