Saver portal

How do I know if I qualify?

There are two ways to join OregonSaves: through your job if your employer facilitates OregonSaves or by signing up for an account yourself if you are self-employed or your employer doesn't facilitate OregonSaves.

Through your Employer

You are eligile to join OregonSaves through your employer if you meet all of these requirements:

  • You are 18 or older
  • You are employed in the state of Oregon
  • Your employer doesn't currently offer an employer-sponsored retirement plan at work
  • You are a full-time or part-time employee or a business owner who is considered an employee

When your employer starts to offer OregonSaves you will be notified by email or regular mail that it is time to access your account.

While OregonSaves and your employer will automatically enroll you, please know that the standard OregonSaves account is a Roth IRA, and those with higher incomes may not be eligible to contribute to a Roth IRA. If you earn more than the Roth IRA income limits set by the federal government, you may need to select an OregonSaves traditional IRA instead. Please see the contributions page for more information.

Sign up yourself

You are eligible to sign up for OregonSaves yourself if you meet all of these requirements:.

  • You are 18 or older
  • You have earned income
  • You are eligible for an IRA
  • You don't work for an employer that facilitates OregonSaves
  • You set up automatic contributions or contribute the minimum initial contribution

Get started today, and start saving for a better retirement.

Sign up

quote-mark-open.png My experience with signing up for Oregon Saves was very easy. Knowing that I am starting my retirement is a great feeling, it helps me make sure that I'm planning for my future. quote-mark-close.png

Maria Isaac, Salon Manager, Bridal Coordinator, Annastasia Salon and Summit Salon Academy, Portland

quote-mark-open.png It feels good to finally be building my retirement fund! Even though I am only saving a small portion right now I plan to up my contribution in the future. quote-mark-close.png

Sarah Minshall, Rogue Retreat, Medford

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