Saver portal

How do I know if I qualify?

You are eligible for OregonSaves if you meet all these requirements:

  • You are 18 or older
  • You are employed in the state of Oregon
  • Your employer doesn't currently offer an employer-sponsored retirement plan at work
  • You are a full-time or part-time employee or a business owner who is considered an employee

When your employer starts to offer OregonSaves you will be notified by email or regular mail that it is time to access your account.

While OregonSaves and your employer will automatically enroll you, please know that OregonSaves accounts are Roth IRAs, and those with higher incomes may not be eligible to contribute to a Roth IRA. If you earn more than the Roth IRA income limits set by the federal government, you may need to opt out of OregonSaves. Please see the contributions page for more information.

Please note: in the future, OregonSaves may also be available to the self-employed individuals and others who want to opt-in.